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How to pay Cashea: installments, methods, and late fees

Cashea charges an upfront payment when you buy and the rest in installments with no interest, due every 14 days. You pay each one in the Cashea app with Pago Móvil, a transfer, or a deposit, to the account the app shows, and then report it with its reference number.

By Daniel Esteves ·

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A $600 fridge bought in installments: a 60% upfront payment of $360 and installment 1 of $80 are paid, installment 2 of $80 is due Friday 21 November, and installment 3 is due 5 December. Two days of grace, then $4 per installment.
How you pay
An upfront payment when you buy, then equal installments with no interestintercom.help
Due
Every 14 days from the day you boughtintercom.help
Methods
Pago Móvil, a bank transfer in bolívares, or a deposit in bolívares or dollarsintercom.help
Where
Only to the account the app shows for that installmentintercom.help
Reporting
Ya pagué, then the date, amount, reference, and receipt. A Pago Móvil from Banesco counts as Transferenciaintercom.help
One purchase per payment
One payment can't cover installments from different purchasesintercom.help
Paying early
Pay early or in part, in the app, as long as each installment is whole by its due dateintercom.help
Number of installments
Set by the product, not by you. The app shows itintercom.help
Upfront payment
From 60% at Level 1, lower as your level risesintercom.help
Late
2 days of grace, then $4 per late installment, and your purchase line is blocked until you payintercom.help

How it works

  1. Open the installment

    Tap Mis Compras or the calendar under it, then the installment under Próximos pagos or Pagar.

  2. Pay to the account shown

    Use Pago Móvil, a transfer, or a deposit, to the account details the app shows. Check them before you pay.

  3. Report it

    Tap Ya pagué, enter the date, amount, and reference number, and upload the receipt.

Reporting the payment

After you pay, tap Ya pagué and then Sí, continuar. If the app asks for the payment details, enter the number you paid from, the date, and the reference digits, then upload the receipt with Subir comprobante.

On a cash deposit receipt from the bank, the number to report is the Serial, not the reference. On a Banco de Venezuela receipt it is the Operación number. A Pago Móvil sent from a Banesco account is reported as Transferencia.

One payment covers installments from one purchase only. To pay two purchases, make two payments.

Pay only inside the app

Cashea says it announces changes to a store's account only in the app, and that no one from Cashea or its stores will ask you for a payment outside it. Pay only to the account shown for that installment, and report any message asking you to pay somewhere else to Cashea's support.

Keep track of your Cashea installments

Outlayr tracks purchases in installments from buy now, pay later apps such as Cashea: the upfront payment, each installment, and any late fees, with a reminder the day before each one is due. For an order already in progress, take a screenshot of its payment plan and Outlayr fills in each payment and what is already paid.

The free plan holds 2 installment apps, and each screenshot counts as one capture. Outlayr is not affiliated with Cashea, and paying still happens in the Cashea app.

Questions

How do I pay a Cashea installment?

In the Cashea app. Tap Mis Compras or the calendar under it, pick the installment under Próximos pagos or Pagar, and pay with one of the methods the app shows, to the account it shows. Then tap Ya pagué, enter the date, the amount, and the reference number, and upload a photo of the receipt.

What payment methods does Cashea take?

Pago Móvil, a bank transfer in bolívares, or a deposit in bolívares or dollars. The methods available depend on the store you bought from. For an in-store purchase, the upfront payment is made at the register with whatever the store accepts.

Can I pay Cashea installments early?

Yes. You can pay installments early, or pay part of one, as long as the whole installment is paid by its due date. Early payments are made only in the app.

What happens if I pay Cashea late?

You have 2 extra days with no charge. After that, Cashea charges $4 for each late installment and blocks your purchase line until you catch up. Being late can also cost you points and your level.

Can I choose how many Cashea installments to pay?

No. There is one plan: an upfront payment and then installments. How many installments depends on the product, and the app shows it before you buy.

Can I pay Cashea from Outlayr?

No. Outlayr is not affiliated with Cashea and does not take payments for it. It keeps track of your Cashea purchases next to the rest of your spending: the upfront payment, each installment, any late fee, and a reminder the day before each one is due.

Track every expense in one sentence

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