The best expense tracker apps in Argentina, Mexico, and the rest of Latin America
Seven expense trackers for Argentina, Mexico, and the rest of Latin America, each best for a different need: Finy, Mobills, Monefy, Money Manager, Outlayr, Spendee, and Wallet by BudgetBakers. All seven are free to start. Outlayr is ours; the other six are not.
| App | Who it fits | Price | Runs on |
|---|---|---|---|
| Finy | Best if you log by voice, photo, or chat, and want Mercado Pago payments to sync on their own | Free, with ads. Plus is $24.99 a year and Pro $39.99 a year, and new users get 14 days of Pro free | iPhone and Android |
| Mobills | Best if you want an app in Spanish that keeps each credit card's limit and amount due next to budgets and goals | Free, with some limits. Premium is a subscription bought inside the app, priced in the store | iPhone, Android, web |
| Monefy | Best if you want to log in two taps and type the exchange rate yourself | Free core app. An optional upgrade adds unlimited accounts, recurring transactions, and advanced filters | iPhone and Android, synced through Google Drive or Dropbox |
| Money Manager | Best if you want credit and debit cards with a payment day, and several currencies at once | Free, with in-app purchases. Its Data Sync Service is a subscription at $2.49 a month or $19.99 a year | iPhone, Android |
| Outlayr | Best if you spend in pesos and dollars at the rate of each day, split purchases into cuotas, or want to log by sentence, voice, or receipt | Free. Pro is $7.99 a month, $49.99 a year with 7 days free, or $129.99 once in the US. Prices vary by country | iPhone and Android |
| Spendee | Best if you want a wallet per currency, with your own rate per transaction | Free Basic plan. Plus $1.99 a month or $14.99 a year, Premium $5.99 a month or $35.99 a year, after a 7-day trial. Prices vary by country | iPhone, Android, web. Budgets are on the phone only for now |
| Wallet by BudgetBakers | Best if you want exchange rates in real time and bank sync in Premium | Free tier for tracking by hand. Premium comes as a subscription or as a one-time Lifetime plan | iPhone, Android, web |
Each detail about the other apps links to the page it was read on, checked 3 November 2026.
How we picked
Each app here has a Spanish description in the App Store for Argentina and Mexico, and each fits a different need, from logging in two taps to spending in pesos and dollars or splitting a purchase into cuotas. They are in alphabetical order, not ranked.
Every detail about the other apps was read on that app's own site, help center, or App Store listing on the date below the table, and links to the page it came from. These are the facts as each app states them, not results of our own testing. A feature a page does not mention is left out, not marked as missing.
Outlayr is ours. It gets the same facts as the others, including its own Watch out for row.
Finy
Finy is a personal finance app in Spanish for iPhone and Android that logs expenses by voice, photo, or chat.
- Price
- Free, with ads. Plus is $24.99 a year and Pro $39.99 a year, and new users get 14 days of Pro freefinyapp.io
- Adding entries
- By voice, photo, or chat, or by hand without a connection. Mercado Pago payments sync on their own in Argentina, Brazil, Mexico, Colombia, Chile, Peru, and Uruguayfinyapp.io
- Currencies
- 40+, including USD, EUR, MXN, ARS, and BRLfinyapp.io
- Installments
- Detects payments in cuotas and splits them automatically. Its site shows a payment of 180,000 in 3 cuotas logged as 3 cuotas of 60,000finyapp.io
- In Spanish
- Its site and App Store description are in Spanish, and it is listed in the Argentina and Mexico App Storesapps.apple.com
- Runs on
- iPhone and Androidfinyapp.io
- Watch out for
- The free plan shows ads and includes 100 transactions a month, 10 AI queries, and 2 scansfinyapp.io
Mobills
Mobills is a Brazilian personal finance app for accounts, credit cards, budgets, and goals, with its app in Spanish.
- Price
- Free, with some limits. Premium is a subscription bought inside the app, priced in the storeapps.apple.com
- Tracks
- Accounts, credit cards with their limit and amount due, budgets and goals by category, and alerts for bills to payapps.apple.com
- In Spanish
- Yes, and it is listed in the Argentina and Mexico App Storesapps.apple.com
- Runs on
- iPhone, Android, webmobills.com.br
- Watch out for
- Its website is in Brazilian Portuguesemobills.com.br
Monefy
Monefy is an expense tracker for iPhone and Android that records a purchase in two taps, free at its core, with an optional paid upgrade.
- Price
- Free core app. An optional upgrade adds unlimited accounts, recurring transactions, and advanced filtersmonefy.com
- Currencies
- 150+. You type each exchange rate in the settings, and with no rate set it counts 1 to 1monefy.com
- Cash
- Cash, cards, and banks as separate accountsmonefy.com
- In Spanish
- Yes, and it is listed in the Argentina and Mexico App Storesapps.apple.com
- Runs on
- iPhone and Android, synced through Google Drive or Dropboxmonefy.com
- Watch out for
- Unlimited accounts and recurring transactions need the paid upgrademonefy.com
Money Manager
Money Manager, from Realbyte, is an expense and budget app for iPhone and Android with double-entry bookkeeping.
- Price
- Free, with in-app purchases. Its Data Sync Service is a subscription at $2.49 a month or $19.99 a yearapps.apple.com
- Currencies
- Several at once, and you can update the exchange rate over the internetapps.apple.com
- Credit cards
- Credit and debit cards. Enter the payment day and it shows the payment amount and the balance leftapps.apple.com
- In Spanish
- Yes, and it is listed in the Argentina and Mexico App Storesapps.apple.com
- Runs on
- iPhone, Androidrealbyteapps.com
- Watch out for
- In the App Store in Spanish it is listed as Registro Contable: Gastosapps.apple.com
Outlayr
Outlayr is an open source expense tracker you fill in by sentence, voice, or receipt, free to start.
- Price
- Free. Pro is $7.99 a month, $49.99 a year with 7 days free, or $129.99 once in the US. Prices vary by country
- Adding entries
- One sentence, voice, receipt scan, CSV import
- Currencies
- 165, converted at the rate of the day
- Installments
- Splits a purchase into cuotas: what you pay now, then each payment on its own date, with a reminder the day before it is due. Installment apps such as Kueski Pay and Aplazo in Mexico are in its list
- Cash
- Accounts for cash, cards, savings, and debts. Pro lets each one keep its own currency
- Free plan
- 3 accounts, 2 category budgets plus one for the month, 20 voice or receipt captures every 30 days, and accounts in one currency
- In Spanish
- Yes, and it is listed in the Argentina and Mexico App Stores
- Runs on
- iPhone and Android
- Watch out for
- Voice entry and receipt scans need an account and a connection, with 20 captures every 30 days on the free plan. There is no web app
Spendee
Spendee is a budget app with a wallet for each currency, cash wallets, and shared wallets in its paid plans.
- Price
- Free Basic plan. Plus $1.99 a month or $14.99 a year, Premium $5.99 a month or $35.99 a year, after a 7-day trial. Prices vary by countryspendee.com
- Currencies
- A currency per wallet, with your own exchange rate per transactionhelp.spendee.com
- Cash
- Cash wallets: 1 on the free plan, unlimited on Plus and Premiumspendee.com
- In Spanish
- Yes, and it is listed in the Argentina and Mexico App Storesapps.apple.com
- Runs on
- iPhone, Android, web. Budgets are on the phone only for nowspendee.com
- Watch out for
- A wallet's currency cannot change once it has transactionshelp.spendee.com
Wallet by BudgetBakers
Wallet by BudgetBakers is a money app with a free tier for tracking by hand and bank sync in Premium.
- Price
- Free tier for tracking by hand. Premium comes as a subscription or as a one-time Lifetime planbudgetbakers.com
- Adding entries
- By hand on the free tier. Bank sync in Premiumbudgetbakers.com
- Currencies
- Several, with exchange rates calculated in real timebudgetbakers.com
- Cash
- Cash, credit and debit cards, and debtsapps.apple.com
- In Spanish
- Yes, and it is listed in the Argentina and Mexico App Storesapps.apple.com
- Runs on
- iPhone, Android, webbudgetbakers.com
- Watch out for
- Bank sync needs Premiumbudgetbakers.com
Questions
What is the best expense tracker app in Argentina or Mexico?
It depends on how you spend. Finy logs by voice, photo, or chat and splits cuotas on its own. Mobills keeps credit cards with their limit and amount due. Monefy logs a purchase in two taps. Money Manager shows the payment amount and the balance left on a card. Spendee keeps a wallet per currency. Wallet by BudgetBakers converts at real-time rates. Outlayr logs by sentence, voice, or receipt and splits purchases into cuotas. All seven are free to start, and all of them are listed in the App Store for Argentina and Mexico with a description in Spanish.
Which expense tracker handles pesos and dollars together?
Finy supports 40+ currencies, including ARS, MXN, and USD. Monefy supports 150+ and you type each exchange rate. Money Manager uses several at once and lets you update the rate over the internet. Spendee gives each wallet a currency, with your own rate per transaction. Wallet by BudgetBakers converts at real-time rates. The Mobills listing does not describe using more than one currency. Outlayr has 165 and converts each purchase at the rate from its day. Its free plan holds accounts in one currency.
Which app handles cuotas or meses sin intereses?
Finy detects payments in cuotas and splits them automatically. Outlayr splits a purchase into cuotas, or meses sin intereses: what you pay now, then each payment on its own date, with a reminder the day before it is due. The pages we read for the other five do not describe splitting a purchase into cuotas. Mobills, Money Manager, and Wallet by BudgetBakers describe credit cards, so check how they handle yours.
Which expense tracker works if I pay in cash?
Monefy keeps cash as its own account, Spendee as a cash wallet, Wallet by BudgetBakers among the money it tracks, and Outlayr as an account in its own currency. The pages we read for Finy, Mobills, and Money Manager do not mention cash.
How much does Outlayr cost?
The tracker is free, with budgets, goals, subscriptions, and widgets. The free plan includes 20 voice or receipt captures every 30 days, 3 accounts, 2 category budgets, and accounts in one currency. Outlayr Pro raises those limits and adds sync. In the United States it is $7.99 a month, $49.99 a year with 7 days free, or $129.99 once. Your app store shows the price for your country.
Which exchange rate does Outlayr use?
The rate from the day of each purchase, so entries you already logged do not move when the rate does. You can also type the rate you actually got.
Is Outlayr available in Argentina and Mexico?
Yes. Outlayr is listed in the App Store for Argentina and for Mexico with a description in Spanish, and it is offered in 175 countries and regions. Your app store shows the price for your country.
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