The best expense tracker apps, by what you need.
Six expense trackers, each best for a different need: Monefy, Money Manager, Outlayr, Spendee, Wallet by BudgetBakers, and YNAB. All but YNAB are free to start on iPhone. Outlayr is ours; the other five are not.
- Monefy
- Best if you want to log a purchase in two taps, in any of 150+ currencies
- Money Manager
- Best if you want double-entry accounts for cards, savings, and loans, with Premium paid once
- Outlayr
- Best if you want to log by sentence, voice, or receipt, with each purchase at the rate from its day
- Spendee
- Best if you want to share wallets with family or friends
- Wallet by BudgetBakers
- Best if you want bank sync with banks in many countries, in Premium
- YNAB
- Best if you want to give every dollar a job, with bank import in the US, Canada, the UK, or the EU
Each detail about the other apps links to the page it was read on, checked 9 October 2026.
Monefy
Monefy is an expense tracker for iPhone and Android that logs a purchase in two taps, free at its core.
- Price
- Free core app. A paid upgrade adds unlimited accounts and recurring transactions monefy.com
- Adding entries
- By hand in two taps, or statements you import monefy.com
- Currencies
- 150+ monefy.com
- Runs on
- iPhone and Android, synced through Google Drive or Dropbox monefy.com
Money Manager
Money Manager, from Realbyte, is an expense and budget app for iPhone and Android with double-entry bookkeeping.
- Price
- Premium is a one-time purchase, not a subscription help.realbyteapps.com
- Free plan
- Up to 15 accounts help.realbyteapps.com
- Adding entries
- By hand, or in bulk from an Excel file help.realbyteapps.com
- Currencies
- Sub-currencies next to a main one, with rates you update by hand help.realbyteapps.com
- Runs on
- iPhone, Android realbyteapps.com
Outlayr
Outlayr is a free expense tracker you fill in by sentence, voice, or receipt.
- Price
- Free. Pro monthly, yearly, or once
- Adding entries
- One sentence, voice, receipt scan, CSV import
- Currencies
- 165, converted at the rate of the day
- Runs on
- iPhone. Android soon
- Free plan
- 20 voice or receipt captures every 30 days, 2 accounts, 2 category budgets, and accounts in one currency
Spendee
Spendee is a budget app with cash wallets in several currencies and bank sync in its Premium plan.
- Price
- Free basic plan with 1 wallet and 1 budget. Plus $1.99 a month or $14.99 a year, Premium $5.99 a month or $35.99 a year, after a 7-day trial. Prices vary by country spendee.com
- Adding entries
- Cash wallets by hand. Bank sync in Premium spendee.com
- Currencies
- Several currencies spendee.com
- Runs on
- iPhone, Android. Web coming spendee.com
Wallet by BudgetBakers
Wallet by BudgetBakers is a money app with a free tier for tracking by hand and bank sync in Premium.
- Price
- Free tier. Premium monthly, yearly, or lifetime, priced in the app support.budgetbakers.com
- Adding entries
- By hand on the free tier. Bank sync with over 15,000 institutions in Premium budgetbakers.com
- Currencies
- Several, converted at real-time rates budgetbakers.com
- Runs on
- iPhone, Android, web budgetbakers.com
YNAB
YNAB is a paid budgeting method built on bank imports.
- Price
- $14.99 a month or $109 a year, after a 34-day trial ynab.com
- Adding entries
- Bank import for select US, Canadian, UK, and EU banks, or file import ynab.com
- Currencies
- One per spending plan ynab.com
- Runs on
- iPhone, iPad, Android, Apple Watch, web ynab.com
Questions
What is the best free expense tracker app for iPhone?
It depends on how you want to log. Monefy logs a purchase in two taps. Money Manager keeps double-entry accounts, up to 15 on its free version. Spendee and Wallet by BudgetBakers start free and sync bank accounts in Premium. Outlayr logs by sentence, voice, or receipt on its free plan. YNAB is paid after a 34-day trial.
Which expense tracker handles more than one currency?
Monefy supports 150+ currencies, Wallet by BudgetBakers converts at real-time rates, and Spendee supports several. Money Manager adds sub-currencies at rates you update by hand, and YNAB uses one currency per spending plan. Outlayr has 165 and converts each purchase at the rate from its day. Its free plan holds accounts in one currency.
How much does Outlayr cost?
The tracker is free, with budgets, goals, subscriptions, and widgets. The free plan includes 20 voice or receipt captures every 30 days, 2 accounts, 2 category budgets, and accounts in one currency. Outlayr Pro raises those limits and adds sync. It is billed monthly or yearly, or bought once, at prices set per country in the App Store.
Is Outlayr in Spanish?
Yes. The app and this site are in English and Latin American Spanish.