Outlayr as a Money Lover alternative.
Outlayr is an open source expense tracker you fill in by sentence, voice, or receipt, free to start. Money Lover is an expense tracker for iPhone, Android, and the web, free with ads, with a paid Premium and bank linking as a separate monthly subscription.
Outlayr and Money Lover, side by side
| Feature | Outlayr | Money Lover |
|---|---|---|
| Price | Free. Pro is $7.99 a month, $49.99 a year with 7 days free, or $129.99 once in the US. Prices vary by country | Free with 1 wallet and 2 budgets. Premium, priced in the app, adds unlimited wallets, budgets, and recurring transactions. Bank linking is a separate monthly subscription with a 7-day trial |
| Ads | None on any plan | On the free plan. Premium removes them |
| Adding entries | One sentence, voice, receipt scan, CSV import | By hand, a typed sentence, receipt scan, Apple Pay through Shortcuts on iPhone, and bank linking. Free accounts get 10 AI uses |
| Currencies | 165, converted at the rate of the day | One per wallet. An entry in another currency converts to the wallet's |
| Subscriptions | Log themselves on their day, with a monthly cost and a reminder before each charge | Recurring transactions and bills, one of each on the free plan. Recurring transactions don't sync across devices |
| Runs on | iPhone and Android | iPhone, iPad, Apple Watch, Android, and the web on a computer |
| License | Open source, GPL-3.0 | Closed source |
Money Lover details from moneylover.zendesk.com, checked 26 October 2026.
Which one fits
Outlayr, if you
- Want a free plan with no ads
- Want recurring entries and reminders on the free plan
- Want voice and receipt captures that refill every 30 days
Money Lover, if you
- Need a web app today
- Want linked accounts to sync on their own
Moving from Money Lover
- Export
- Money Lover lists CSV export as a Premium feature. On iPhone, open Account, then Settings, then Export CSV. On Android, open Account, then Tools, then Export CSV. Pick the wallet, the categories, and the time range.moneylover.zendesk.com
- The file
- A CSV with commas, semicolons, or tabs between columns, as you choose. Money Lover doesn't list its columns.moneylover.zendesk.com
- Into Outlayr
- Choose commas when you export, then import it in Settings, under Import data, as a CSV file. Check that Outlayr picked the date, the amount, and the category before you import. Amounts come in positive, so add a Type column with Expense or Income if your file mixes both.
- Doesn't come across
- Wallets, budgets, events, and debts and loans.
Each export detail links to the page it was read on, checked 23 October 2026.
Questions
Is Outlayr a good Money Lover alternative?
It is if you want a free plan with no ads, recurring entries and reminders without paying, or voice and receipt captures that refill every 30 days. Money Lover fits better if you need a web app or want linked bank accounts to sync on their own.
Are recurring entries free in Outlayr?
Yes. Subscriptions, bills, and paychecks log themselves on their day, with a reminder before each charge, on the free plan. Money Lover's free plan allows one recurring transaction and one bill, and its help center says recurring transactions don't sync across devices yet.
Does Outlayr show ads?
No, on no plan. Money Lover shows ads on its free plan, and Premium removes them.
How much does Outlayr cost?
The tracker is free, with budgets, goals, subscriptions, and widgets. The free plan includes 20 voice or receipt captures every 30 days, 2 accounts, 2 category budgets, and accounts in one currency. Outlayr Pro raises those limits and adds sync. In the United States it is $7.99 a month, $49.99 a year with 7 days free, or $129.99 once. Your app store shows the price for your country.
Track every expense in one sentence.
Free to start. No ads on any plan.
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