Outlayr and Monarch, side by side.
Outlayr is a free expense tracker you fill in by sentence, voice, or receipt. Monarch is a paid money dashboard that syncs linked accounts in the United States and Canada.
| Feature | Outlayr | Monarch |
|---|---|---|
| Price | Free. Pro monthly, yearly, or once | $14.99 a month or $99.99 a year, after a 7-day trial |
| Adding entries | One sentence, voice, receipt scan, CSV import | Synced from linked accounts |
| Tracks | Daily spending, budgets, and savings goals | Budgets, net worth, and investments across linked accounts |
| Runs on | iPhone. Android soon | iPhone, Android, web |
Monarch details from monarch.com, checked 3 October 2026.
Which one fits
Outlayr, if you
- Want to start free
- Live outside the United States and Canada
- Spend in more than one currency
Monarch, if you
- Want linked accounts to sync on their own
- Track investments alongside spending
- Need Android or a web app today